My Payment Options | Southwest TN EMC

In Person

You may pay in person at our district offices located in Brownsville, Jackson, Covington, Henderson, and Atoka.
A minimum payment of the lesser of $40 or the actual account balance is required for payments made to a Member Services Representative in the office.
Our Member Service Representatives will be glad to assist you with other services as well.

at the Brownsville, Covington, Henderson or Atoka offices.
- 24 hours a day, 7 days a week.

There is no minimum payment and no fee for paying via Kiosk.
PaySite Kisoks accept
- Cash - Kiosks do not give change.
- Personal Check
- Debit Card
- Credit Card - $1,000 transaction limit per account per month.

1.855.782.7864

Members may pay their bill by phone using the following payment methods:
- Electronic Check
- Debit Card
- Credit Card - $1,000 transaction limit per account per month.

Members may pay their bill online using the following payment methods:
- Electronic Check
- Debit Card
- Credit Card - $1,000 transaction limit per account per month.

We gladly accept payment by mail.
Be certain to allow at least 7 days for postal delivery.
To insure accurate processing, please detach and return the lower portion of your bill.
Payment must be received on or before the due date to avoid a late fee.

Southwest Tennessee EMC

P.O. Box 55360

Little Rock, AR 72215

Payments may be made 24 hours per day, 7 days per week through Kiosk machines located in Brownsville, Covington, Henderson and Atoka
As well as:
- Exxon-Tiger Mart, 2070 Hwy 64 East, Whiteville, TN
  - 6 am to 10 pm, 7 days per week
- Food Giant, 1727 S. Highland Ave, Jackson, TN
  - 7 am to 9 pm, 7 days per week
- Food Giant, 2596 Christmasville Rd., Jackson, TN
  - 7 am to 9 pm, 7 days per week
There is no minimum payment and no fee for paying via Kiosk.